Life and Health Insurance

Term Plus, more than a term life insurance!

Term Plus, more than a term life insurance!

The mortgage season is in full swing! Stand out from the rest with Term Plus, our all-in-one insurance solution for your clients.

 

By choosing our Term Plus product, whether it is for personal, business or loan insurance needs, you are combining disability credit protection and critical illness coverage with term life insurance ― a tailored and comprehensive solution for your clients.

 

 

LIFE INSURANCE

Term Plus life insurance is a versatile product because it covers more than just mortgage loans. This flexibility allows you to combine several life insurance needs, whether it is to cover other debts or other expenses. We also offer the option of level or decreasing insurance amount to meet the maximum number of different needs. In addition, coverage continues even after the loan is paid.

 

DISABILITY BENEFIT

The total disability benefit is different in that it can cover several different needs. It provides for a monthly indemnity that offers credit protection in the event of total disability. Proof of eligible loans and monthly payments is not required at the time of claim. Loans taken out while the Term Plus coverage is in force will be automatically covered, up to the eligible monthly payment amount.

 

CRITICAL ILLNESS BENEFIT

Clients approved at a standard rate and without any exclusions are automatically eligible for our critical illness rider. Offering a benefit of $20,000 in case of cancer, heart attack or stroke, the rider’s premium is very competitive and levelled up to age 85. Here’s a great way to ease into the subject of critical illness!

 

Term Plus has several features that can be customized to provide a unique and comprehensive coverage solution for your clients.

 

Consult our Term Plus brochure for more information.

 

If you have any questions, please contact your SSQ Insurance representative.